CUSTOMER PRIVACY INFORMATION
FACTS: WHAT DOES SECURITIES AMERICA DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing of your personal
information. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully in order to better
understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security Number, Date of Birth and Income
• Assets and Investment Experience
• Account Transactions and Retirement Assets
• Tax Reporting and Investment Performance Information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share
their customers’ personal information; the reasons Securities America chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Securities Can you limit
America share? this sharing?
For our everyday business purposes
To administer, manage and service customer accounts, process transactions and provide related services for your accounts, it is
necessary for us to provide access to personal information within the Securities America companies and to certain nonaffiliated
companies. We may share your personal information:
• to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus or
• with parent and Affiliate companies of Securities America, Inc. including:
– Securities America Advisors, Inc.
– Securities America Financial Corporation
– Ladenburg Thalmann Financial Services and its affiliated companies
• with nonaffiliated entities that perform services for us or function on our behalf (such as check printing services, clearing broker-dealers, Yes No
investment companies, and insurance companies)
• with third-party administrators and vendors for the purposes of providing current and future information on your account (such as
transaction history, tax information and performance reporting).
For our marketing purposes
To offer our products and services to you Yes No
For our Affiliates to market to you Yes Yes
For Non-Affiliates to market to you No We don’t share
For joint marketing with other financial companies
Federal and certain state laws give us the right to share your information with banks, credit unions, retirement plans and other financial
companies with where a formal agreement exists between us and them to provide or market financial products or services to you. However, Yes No
we will not share your information with these financial companies for marketing purposes if your financial advisor is not affiliated with them
without your consent, but we may share information with these financial companies where necessary to service your accounts.
For customers of financial institutions and Securities America
If you are a customer of a bank, credit union, or other financial institution program with which we have a networking agreement (such as under
a bank or credit union investment services program) and the financial institution terminates its relationship with us, we will permit the financial Yes Yes
institution to retain copies of your personal information so your account can continue to be serviced at the financial institution. If you do not
want the financial institution to disclose your personal information to another brokerage or investment advisory firm (“New Firm”), you may
request that we and/or your financial institution limit the information that is shared with the New Firm.
For clients of independent registered representatives and investment advisors and Securities America
• If your financial advisor terminates his or her relationship with us and moves to a New Firm, we or your financial advisor may disclose your
personal information to the New Firm, unless you instruct us not to. If you do not want us or your financial advisor to disclose your
personal information to the New Firm when your financial advisor terminates his or her relationship with us, you may request that
we and your financial advisor limit the information that is shared with the New Firm.
• Your personal information may also be shared with certain entities that are owned, controlled by or affiliated with your financial advisor, Yes Yes
such as an independent insurance agency, accounting firm or independent investment advisory firm.
• In the event your financial advisor (or his/her estate) agrees with an unaffiliated financial advisor to sell all or some portion of his/her
securities, advisory or insurance business, your personal information may be shared with the acquiring financial advisor and
his/her New Firm.
If your primary address is in a state that requires your affirmative consent to share your personal information with the New Firm (such as
California, Massachusetts, Maine, New Mexico, North Dakota, or Vermont), then you must give your written consent before we will allow
your financial advisor to share any of your personal information with that New Firm.
Who we are
Who is providing this notice?
Securities America, Inc. and its Affiliates (collectively Securities America). Our Affiliates covered under this privacy notice include the following entities:
• Securities America Financial Corporation
• Securities America Advisors, Inc.
What we do
How does Securities America protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with applicable state and federal laws. These measures
include computer safeguards and secured files and buildings.
We train our employees and financial advisors in the proper handling of personal information. We require companies that help provide our services to you to protect
the confidentiality of personal information they receive.
How does Securities America collect my personal information?
We collect your personal information, for example, when you:
• Open an investment account or an advisory account
• Apply for insurance
• Seek advice about your investments
• Share information about your investment or retirement portfolio
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
• sharing for Affiliates’ everyday business purposes – information about your creditworthiness
• Affiliates from using your information to market to you
• sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Other important information
Use and disclosure of health information
To the extent you provide health information to Securities America for the purpose of making application for insurance products, such information will not be disclosed to
nonaffiliated companies for any purpose, except:
• to underwrite or administer your insurance policy or related claims;
• as required by law;
• as authorized by you.
To limit our sharing
You may limit the sharing of your personal information (“Opt-Out”) by calling Securities America at 1-800-747-6111 and pressing “1” to be directed to the Regional Customer
Service Support Unit.
When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
If you have a joint account, your Opt-Out decision will apply to all account holders on the joint account. If you have more than one account at Securities America and you
want to Opt-Out, you will need to do so for each account.
In the event you decide to Opt-Out, your decision will be recorded as limiting the sharing of personal information for all applicable options. In other words, by Opting-Out, your
personal information will not be shared: (i) with your financial advisor’s new broker-dealer in the event he or she leaves Securities America and joins a New Firm or sells his/her
securities, advisory or insurance business to a nonaffiliated company; (ii) with affiliated entities of your financial advisor or any bank or credit union that your financial advisor is
affiliated with; and (iii) with Affiliates of Securities America for the purpose of marketing products or services to you.
In addition, Securities America has signed the Protocol for Broker Recruiting (“Protocol”) which allows the financial advisor servicing your account to take certain limited information
in the event he/she leaves Securities America and joins another firm which has also signed the Protocol. The information your financial advisor can take is limited to your
name, your address, your phone number, your email address and the title of your account. If you choose to Opt-Out Securities America will notify your financial advisor of your
decision to keep the information confidential and not let it be taken by your financial advisor to his/her new firm.
Visit our website at www.SecuritiesAmerica.com
12325 Port Grace Blvd.
La Vista, NE 68128 • 800-747-6111